Delivery-only kitchen insurance in California. Coverage starts with how you operate.
Running a ghost kitchen, meal-prep brand, or shared-kitchen operation? Bring your kitchen agreement and how food is prepared, sold, and delivered. We’ll review your responsibilities and what we can place.

What delivery-only and shared-kitchen operators call us about
Sound familiar?
The shared kitchen has insurance requirements for your business.
You rely on delivery platforms or employees using vehicles for orders.
You’re adding a brand, expanding meal prep, or changing kitchen space.
Coverage availability is subject to eligibility, underwriting, policy terms, exclusions, limits, and applicable law. We review what you need and what we can place; not every request can be bound. Certificates of insurance are issued only from an in-force policy.
A coverage review built around your delivery kitchen.
Depending on your operation, we can discuss property, business liability, workers’ compensation, and vehicle-related needs. Ask about equipment breakdown, spoilage, business income, and other exposures where relevant. Availability depends on the policy and underwriting.
- Bring your current policies and contract requirements.
- We review your operations, applicable coverage options, and what we can place.
- Leave with a clear next step.
Does the shared kitchen’s insurance cover my business?
Do not assume it does. Bring the kitchen agreement and your own policy documents so we can review your responsibilities and identify questions about coverage.
Let’s review your delivery kitchen before your next busy service.
Book a conversation about your shared kitchen, delivery operation, equipment, and insurance requirements.