Personal umbrella insurance in California. Extra liability protection for what you’ve built.
Some claims can exceed the liability limits on a home or auto policy. Tell us about your household, vehicles, properties, drivers, and activities. We’ll review whether an umbrella policy may fit and what is required underneath it.
What business owners call us about
Sound familiar?
You want liability protection above the limits on qualifying home and auto policies.
Your household includes a young driver, multiple vehicles, a rental property, pool, or other added exposure.
Your assets, income, or responsibilities have grown since your last review.
Coverage availability is subject to eligibility, underwriting, policy terms, exclusions, limits, and applicable law. We review your needs and available options; not every request can be bound. This page provides general information and does not change any policy contract.
An umbrella review built around your full liability picture.
A personal umbrella policy may provide additional liability protection above qualifying underlying policies, subject to its terms and exclusions. We’ll review required home and auto limits, household drivers, properties, vehicles, and other exposures against available options.
- Bring declarations pages for home, auto, rental property, boat, and other applicable policies.
- We review required underlying limits, household exposures, and available umbrella options.
- Leave with a clear next step.
Does an umbrella policy replace my home or auto insurance?
No. An umbrella policy generally sits above qualifying underlying policies and requires specific liability limits. We’ll review those policies and requirements together.
Let’s review the protection above your everyday policies.
Book a conversation about your household, underlying limits, and additional liability needs.