Contractor insurance in California. Built around the work you do.
From a single trade to a growing crew, your insurance needs follow the work you take on. Tell us about your jobs, tools, vehicles, employees, and contract requirements. We’ll review available coverage options and the details that matter before the next project starts.
What contractors call us about
A general contractor or customer needs a certificate and specific policy wording before work begins.
Your crew, subcontractors, vehicles, or equipment have changed since your last review.
Tools at a job site and work after completion create questions about where coverage applies.
Coverage availability is subject to eligibility, underwriting, policy terms, exclusions, limits, and applicable law. We review what you need and what we can place; not every request can be bound. Certificates of insurance are issued only from an in-force policy.
A contractor review that starts with your trade.
We can discuss general liability, completed operations, tools and equipment, commercial auto, and workers’ compensation where appropriate. We’ll review limits, deductibles, subcontractor practices, and contract requirements. Surety bonds and professional liability may require separate consideration.
- Bring current policies and contract insurance requirements.
- Review your trade, jobs, crew, equipment, and available options.
- Leave with a clear next step.
Prepare for a productive conversation
Your trade and license classification, project types, annual revenue, payroll, employee and subcontractor details, vehicle and equipment lists, current policies, loss history, and sample contracts.
Call (408) 876-7107
Can you review a contract before I start a job?
Yes. Bring the insurance section and any certificate or additional insured requirements. We can compare them with your current policy and discuss what may be available. A certificate can only reflect coverage on an in-force policy.
Let’s review your coverage before the next job.
Start a conversation about your trade, crew, tools, and contract requirements.